If you've recently been hurt at work and your employer carries workers compensation insurance, you have the right to file a workers compensation claim. If your claim is approved, you could receive coverage for any medical bills and even lost wages incurred as a result of your injury. However, filing a workers compensation claim is no walk in the park; there are a few important mistakes you'll want to avoid as you go through the process.
Waiting Too Long to Notify Your Employer
First and foremost, don't wait too long after your injury to notify your employer. Laws regarding how long you have to report your injury can vary from state to state, but in general, you should try to report any injury to your employer within 10 days. For work-related injuries that occur gradually over time (such as carpal tunnel from working at a desk job), you should report the injury within 10 days after you first become aware of symptoms.
Relying on Your Health Insurance Alone
Sometimes, employers will encourage injured employees to forego the workers compensation claim process and to instead let their personal health insurance policy cover the expenses in an effort to save money. Unfortunately, even if you have health insurance, it will likely not cover all of your deductibles, copays, and treatments. If your injury occurred at work, filing a workers compensation claim is the way to go.
Not Taking Your Doctor's Orders Seriously
In order to have the best chances of success with your claim, you'll want to be able to prove that you're taking your injuries seriously and working towards your recovery. Therefore, you must follow all doctor's orders and do your best to attend all of your follow-up doctor's appointments. Otherwise, your workers compensation claim could be denied as a result of your perceived lack of concern over your supposed injuries.
Going Through the Claim Process Alone
Last but not least, don't make the mistake of trying to file your workers compensation claim alone. The claims process can be very complicated, and even one small mistake can lead to the initial denial of your claim. By working with an experienced and dedicated workers compensation lawyer, you can receive the legal advice and assistance you need in filling out your claim and ensuring your best chances of success. Furthermore, if your claim is denied, your lawyer can help you through the appeal process.
For more information, contact a law firm that addresses issues of worker's compensation, such as Dennis Kenny Atty.